Personal money · Core module
Can I Spend This?
Your bank knows your balance. This module helps you work out what is actually available after upcoming commitments and money you chose to protect.
R 499.00 ZARSee the module →
From My Backpack · Core
Sure, the systems work.
But what about everything in between?
Useful tools for the work that still happens between exports, spreadsheets, statements and systems.
Core is the shared home for focused tools that turn exports, statements and settlement records into useful answers. Your purchase unlocks the module you chose.
Start with the question
01Which part of the bank balance is actually available to spend?Can I Spend This? →
02Why is this Shopify payout this amount?Payout Reconciler →
03Did the payout settle to the bank without an unexplained variance?Reconcile it →
04Which recurring charges are quietly adding up over the year?Audit them →
05Which supplier invoices were missed, duplicated or paid incorrectly?Check accounts payable →
06Which customer invoices does this bank receipt settle?Match receivables →
The product suite
Business controls · Core module
Payout Reconciler
Bring transaction components, platform payouts and bank settlement together so you can explain what was paid, what was deducted and whether it reached the bank.
R 1,699.00 ZARSee the module →
Recurring costs · Core module
Subscription Auditor
Find likely repeat charges, possible duplicates and price increases, then review what they cost by month and by year.
R 699.00 ZARSee the module →
Supplier payments · Core module
AP Checker
Check supplier invoices, credit notes and payment activity against bank settlement, while duplicates, missing payments and unclear matches stay visible.
R 899.00 ZARSee the module →
Customer receipts · Core module
AR Match
Match customer remittances and bank receipts to open invoices, while partial payments, grouped allocations and unresolved exceptions stay visible.
R 1,699.00 ZARSee the module →
Checkout is charged in ZAR (South African Rand). Your card provider will convert the amount into your local currency and may apply its own exchange rate or fee.
Coming soon
More practical tools are being worked on. These are planned modules, not products available for purchase yet.
Payroll Reconciler
Compare payroll outputs with the movements that reached the bank.
Quarter-End Check
Bring the checks that tend to surface at quarter-end into one focused view.
The Missing Bit
Can't find what you need?
There's probably a reason you're still using that spreadsheet.
Tell us what you're trying to accomplish.
We'll see whether we can make something useful.
How it works
Core keeps your tools in one place.
01Buy your tool
Choose the tool you need. Your purchase unlocks that tool inside Core.
02Download and install Core
Open your delivery email. Download Core.zip and your START HERE guide. Follow the steps for Windows or Mac.
03Activate and work locally
Open Core. Set up your business and keep your recovery key safe. Activate your tool using your order number and purchase email. Your financial records stay on your computer.
No recurring subscriptionOne purchase for the version you buy.
Privacy explained properlyWhat is stored, where, and why.
This business minds its business...
Stored on your device
Statements are processed locally. Transactions, balances, income, commitments, reserves and calculations are never uploaded to FMB.
Handled separately
Shopify handles purchase records. Licence information is used only to confirm access; it does not include financial records or spending results.
You control the backup
Export a private backup file and restore it on the next device. There is no automatic financial-data synchronisation.
Why From My Backpack exists
I build things when the existing answer is five exports, three emails and somebody remembering what happened last month.
From My Backpack is where the useful ones go once they are good enough to hand to somebody else. The common thread is the work that somehow still happens between the systems.